Using the GI Bill® for College: Know Your Veteran Student Bill of Rights

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government website at www.benefits.va.gov/gibill.

This document must be given to enrolling veterans and eligible persons when using GI Bill® education benefits at a private postsecondary institution approved for the training of veterans by the California State  Approving Agency. This is provided  for informational purposes only and is intended to give you guidance in order to optimize the use of your VA education benefits:

• You have the right to investigate training alternatives. Be aware that tuition charged by institutions offering similar training programs can vary  greatly. You may also seek payment of GI Bill® benefits for other types of training or career objectives, including Apprenticeship/OJT and  Entrepreneurships.

• You have the right to fully explore a program prior to enrolling. You may check out the school’s facilities and equipment, inquire about instructors’ qualifications and class sizes, observe  a class, and talk to current students.  You may also ask to contact recent  graduates to learn about their  experiences with the school.

• You have the right to check with the Better Business Bureau, or other consumer protection agency, to find out if complaints have been filed against the school. You also have the right  to verify the school’s standing with any accrediting association and/or licensing agency.

• You have to right to clear information about the value of the training.

Are the credits transferable to other  institutions you may attend in the future? Will the training satisfy  requirements for employment, or is it necessary for the position you are seeking?

• You are entitled to clear data about the program’s success rate. The institution will provide  you with the completion and placement rates for the most recent years for which data  is available. You will be given the definition of a “placement,” including the length  of time in the position. You will also be provided with the average starting salary.

• You are entitled to a clear statement of the total cost for completion of the program, including tuition, equipment and fees.

• You are entitled to a clear explanation, without coercion, of all financial aid options, before you sign up for any student loans.
  • You are responsible for paying off a loan whether  or not you complete the program. Failure to pay off a loan can lead to financial  problems, including inability to get a future loan or grant for another training program, inability to get credit to buy a car or home, or garnishment of wages through  the employer.  You must begin repayment  of the loan in accordance with the terms detailed within the financial aid documents.

• You have the right to read and understand the contract, and all other materials, before signing up.

• You are entitled to a clear explanation  of the school’s cancellation/withdrawal policy and procedures, to understand how to withdraw or cancel, and be informed of any financial obligations you will incur.

• You are entitled to a clear explanation of the school’s refund policy, which can vary greatly.  If you withdraw from a course after  the first day of class, an overpayment of VA benefits can result. It is not uncommon for schools to charge  the entire tuition cost at the point when you have completed just 60 percent of the program. If an overpayment is assessed, the VA will send you a debt letter for the cost of the training you did not receive. For example, you may drop at the 60 percent point, and be asked by the VA to repay 40 percent of the cost of the tuition.  A debt related  to payment of the housing allowance may also be assessed. Ensure that you review the school’s refund policy to understand the consequences of withdrawing before the end of the term.

• You have the right to contact the California State Approving Agency https://www.calvet.ca.gov/CSAAVE  or the state consumer  protection agency if you are unable to resolve a complaint with the school.